Home

Life

Health

Commercial

Auto

Home

Email us @: Bonnie Weaver | Dan Weaver | Jamie | Christina | Angie | Wini | Sara | Kathy

Allstate Standard Homeowners Insurance

If Your Home and Personal
Possessions Were Damaged
or Destroyed by Fire or Other
Covered Peril...

• Would you be able to rebuild?
• Could you replace your belongings?
• Where would you live?

Allstate Standard Homeowners Insurance Could Provide The Answers

Your Home and Personal Belongings Are Protected on a Named Peril Basis
If your home and possessions are damaged or destroyed by a covered loss, the settlement will be made on an "Actual Cash Value" basis.

You Can Purchase the Optional Home Replacement Cost Guarantee
If you purchase our optional Home Replacement Cost Guarantee, we will settle covered losses to your dwelling on a replacement cost basic if you repair or replace the dwelling, even if the cost exceeds your policy limit (subject to policy terms and conditions).

Your Belongings Are Protected
If you purchase the Personal Property Reimbursement option, we will settle covered losses to many of your personal property items based on the cost you incur to repair or replace them, subject to applicable coverage limits and other policy terms and conditions.

You'll Have Additional Living Expense Coverage
We will pay the reasonable increase in living expenses necessary to maintain your normal standard of living, for up to the amount of time specified in the policy, if a covered loss makes you home uninhabitable (subject to policy terms and conditions).

Choose Optional Coverage to Personalize Your Policy

You can enhance the Standard Homeowners policy to suit your personal needs and the needs of the family. For an additional premium, you can increase your protection on:

• Jewelry, watches and furs
• Theft of silverware
• Money and securities
• Coverage for an office, school, or studio at home

Save Money on Your Premium

Allstate has discounts available that could help reduce your premium. Talk to your Allstate agent to see if you qualify.

New Home Discount
You could get a discount if your home is brand new or even if it's nine years old or less. Discounts vary according to the age of your home, and may vary by state.

Protective Devise Discount
You may be eligible for a discount if your home has smoke alarms, fire extinguishers, deadbolt locks on all exterior doors, and central burglar and fire alarms.

55 and retired* Discount
Are you retired and over 55 years of age? If so, you may be eligible for a 10% discount. (Discounts may not be available or may vary in some states.)

* Retired means not gainfully employed in excess of 24 hours a week or seeking such employment.

Why Choose Allstate

Home Repair Guarantee
Allstate can give you a guarantee on repair work done in your home as a result of a covered loss. Yes, Allstate will guarantee, for up to three years, workmanship of repairs done by one of our recommended contractors.

Service
Your Allstate agent is there when you need help. Your agent can help you review and update your coverages to match your changing lifestyle.

If you have a loss, call your Allstate agent for prompt service. Your request will be handled quickly, efficiently, and fairly.

Security
You can be assured that we stand behind our products; we've been in the insurance business for over 60 years. You know we'll be there to provide peace of mind to you and your family.

Value
When you protect your home with Allstate Standard Homeowners Insurance, you have much more than a competitively priced policy. You benefit from consulting with our experienced Allstate agents.

When evaluation your protection needs, you should consider our reputation for quality, value, and friendly service.

Insurance Products for Your Needs
Your agent can help you with a full range of other insurance products and services. We offer protection for you and your family, as well as for your auto, boat, recreational vehicle or your business.

Financing
A wide range of financing products is available through the Allstate Financing Program, including: new and used auto loans, first mortgage loans for purchase, refinancing options, and home equity loans or lines of credit. To obtain the competitively priced financing you need through the Allstate Financing Program, phone your Allstate agent and start the application process today.

Financing products are provided by NOVUS Financial Corporation and Affiliated Companies. (Products are subject to state availability and individual location licensing.) The Allstate Financing Program is a service mark of the Allstate Insurance Company.

Decreasing Term Life Insurance for Mortgage Protection
Remember, your homeowners insurance doesn't provide money to pay off your mortgage if you should die. Complete your insurance protection with a decreasing term life insurance policy from Allstate Life Insurance Company. Depending on the coverages you choose, this type of policy can help your family pay off the mortgage if you or your spouse should die. Ask your Allstate agent for details about this or the many other fine life insurance products we offer.

This is a brief description.
This is not a contract.
You should read an Allstate policy
for full details about the coverages.